Collective payments from PayPal or American Express are resolved into individual payments including fees and assigned to the open items.

Evaluates amount, date, reference text and merchant name together and classifies every hit.

Automatic posting happens only with clear evidence; uncertain cases go to review.

Email with posted items and items flagged for review.

Bank accounts via finAPI, collective payment advices from PayPal and American Express, further payment providers on request.

Score limits adapt to your risk appetite.

Payments are automatically assigned to the matching open item. Amount, date, reference text and merchant name are evaluated together, not just the invoice number. The matching resolves collective payouts into individual payments.

One workflow for payables open items (bank debits), one workflow for receivables open items (bank credits). Both use the same matching engine, each with its own thresholds.

The five-stage scoring match rates every hit. Clear payments are posted; the matching reports uncertain cases to you for review. No posting happens without clear evidence.

Every decision is logged. In the daily report, you see what was posted automatically and what is waiting - including the score values that led to the classification.

Payments rarely arrive on the same day as the invoice. The engine works with tolerance days to cushion posting delays - without producing false matches.

We use Zahlungsabgleich 4 weclapp in production in our own day-to-day accounting at wals.pro. Every improvement goes straight back into the engine. No feature without a real-world test.